Drive Safer. Earn More.
IZRA Telematics and Insurance is a Usage-Based Insurance (UBI) program that rewards safe drivers with up to 10% insurance premium rewards — powered by real telematics data.
Reward
What is Usage-Based Insurance (UBI)?
Usage-Based Insurance (UBI) is an innovative insurance model where your premium is influenced by how you actually drive, not just who you are. Through IZRA's telematics platform, driving behavior data is collected and analyzed to reward safe drivers with insurance premium discounts and rewards.
IZRA Tracking Solution is a telematics technology provider. Insurance products are underwritten by approved licensed insurance partners. Premium rewards are subject to insurer terms, eligibility criteria and policy conditions. IZRA does not directly underwrite insurance policies.
How It Works
Four simple steps to start earning your insurance premium reward
Install IZRA Tracker
A certified IZRA GPS tracking device is installed in your vehicle by our professional technicians.
Drive Normally
Your driving behavior is continuously monitored — speed, braking, acceleration, cornering and more.
Earn Your Score
IZRA's telematics platform calculates your driver safety score based on real driving data.
Claim Your Reward
Safe drivers with qualifying scores earn up to 10% insurance premium rewards through approved insurance partners.
What We Measure
Your driver safety score is calculated from these key driving parameters
Speed Compliance
Adherence to posted speed limits and safe speed for road conditions.
Harsh Braking
Frequency and severity of sudden braking events detected by the telematics device.
Harsh Acceleration
Aggressive acceleration patterns that indicate risky driving behavior.
Harsh Cornering
Sharp turns and cornering events that stress the vehicle and indicate risk.
Time of Day
Driving during higher-risk periods such as late night or early morning hours.
Route Risk
Types of roads driven and associated risk profiles for each route.
Benefits for Everyone
For Drivers & Customers
- Up to 10% insurance premium reward for safe driving
- Real-time feedback on your driving behavior
- Personalized coaching to improve your score
- Transparent scoring — you see exactly how you're measured
- Works with your existing vehicle insurance policy
- No penalty for normal driving — only rewards for safe driving
For Fleet Operators
- Reduce fleet insurance costs through proven safe driving data
- Motivate drivers with tangible financial rewards
- Build a documented safety culture for regulatory compliance
- Reduce accident rates and associated repair costs
- Strengthen insurance renewal negotiations with data
- Attract and retain safety-conscious professional drivers
For Insurance Partners
- Access verified telematics data for accurate risk assessment
- Reduce claims frequency through behavioral incentives
- Differentiate products with innovative UBI offerings
- Attract low-risk customers with data-backed pricing
- Improve loss ratios through proactive risk management
- Leverage IZRA's established telematics infrastructure
Common Questions
Who is eligible for the UBI program?
Any individual or fleet customer with an active IZRA tracking device installed in their vehicle and insured through an approved insurance partner is eligible to participate in the UBI program.
How is the 10% reward calculated?
The reward percentage is calculated based on your cumulative driver safety score over the policy period. Drivers achieving qualifying safety scores through approved insurance partners may earn up to 10% premium rewards. Exact terms vary by insurer.
Does my premium increase if I drive poorly?
The IZRA UBI program is designed as a reward program — safe drivers earn rewards. The program does not directly penalize drivers for poor scores, though individual insurance partners may have their own terms and conditions.
Which insurance companies are approved partners?
IZRA works with approved licensed insurance companies in Tanzania. Contact us to learn about current insurance partner options available in your area.
Can fleet companies participate?
Yes. Fleet operators can enroll their entire fleet in the UBI program. Fleet-wide safety scores and individual driver scores are both tracked, enabling fleet managers to identify top performers and those needing coaching.
Start Earning Your Reward Today
Join the IZRA UBI program and let your safe driving pay off.